No, it is not a requirement. But the risk is that your home-made Will may be ineffective or invalid, due to the multitude of supporting documents needed in granting a probate, causing your beneficiaries to suffer unnecessary expense. It is, therefore, in your interest to consult a professional Will company.

When a person passes away, without leaving behind a will (Intestate), the next of kin can make a court application for The Letter of Administration, which could cost more and the possibility to recover every asset is reduced. For further information, feel free to refer to our Flowchart.

  • Handwritten or Typewritten in English

  • 21-years old, unless in active military service

  • Attested in the presence of 2 Witnesses

  • Sound Mind
  • Exculded
  • CPF - Funds in CPF cannot be included in the will. The funds are either distributed to a nominee you had made, or if you have not, it will be distributed under Interstate Succession act

  • Property - Joint tenancy properties cannot be included. This will be passed to the surviving owner of the property upon demise.

  • Insurance - Insurance policies with a nominated beneficiary cannot be included in the will

  • Joint accounts - Proceeds from the joint account will be transferred to the surviving account holder.

  • Accounts – Sole Account Holder, Money in Shares, Unit Trusts, Safe Deposits etc.

  • Personal Possessions

  • Property – Sole Ownership or Tenancy in Common
  • A professional executor will protect your assets against fraud and negligence, and will deal with your affairs in the strictest confidence, which is especially important when dealing with possible conflicts. Our executor fees are extremely competitive and charged to your estate after your death. As your executor, we are committed to managing your estate efficiently, so your beneficiaries suffer as little inconvenience as possible.

  • Although we recommend that you appoint a professional executor, we also suggest that you appoint a friend or relative to act jointly with the professional. The joint executor will be consulted on the more personal matters, but need not be involved with official duties, such as dealing with courts, creditors, the authorities and etc.

  • Surviving Parents (Father/Mother)

  • Testamentary Guardian

  • Guardian Appointed by Court
  • Money or property bequeathed to your children under 21 will be held in trust until they are 21 years old. If the guardian you choose is not an executor, the guardian would not have automatic access to money you may leave for your children. Instead, they would have to get funds from the executor to raise your children.

    An executor/guardian has no automatic entitlement to be paid, as it would conflict with his/her duties to manage the affairs in the best financial interests of the estate. Remuneration can be directed within the will.

    Yes, call us. Either a translator can be provided by us or you can appoint someone who you trust to translate the contents of your Will for you.

    It depends on what kind of assets and the country they are in, as different country have different rules and regulations. Please feel free to drop us an email to check if it is allowed.

    • Yes, you can make changes to your will.

    • Even though with the multiple clauses (Marriage, Commorienties, Children Not Mentioned) it is advised to re-write your will to be more specific in the distribution of asset. Especially when there is a change in your financial position or a death of your executor, guardian or beneficiary.

    Our advise to make a new Will and state in the Will that you would like to make all previous wills invalid.

    No, it is not valid. Only the Original Will is valid.

    Although your Will is a private and confidential document, it is important that your family members whom you trust, especially your executors know that you have made a Will and are informed of where your Will is kept.

  • As wills are a very confidential and important document, each Will that is drafted with us is kept in a secure environment and a card-based retrieval system for 1 year, ensuring it is safe from unauthorized access to prevent it from being tampered with. This also allows confidentiality to be maintained. It avoids any risks of tampering, misplacing, and inaccessibility or risk of fire or flood.

  • After 1 year, you could either opt to renew the custody for any period or choose a LIFETIME custody. However, if you would like to keep it personally, our Will officers would personally deliver it to you.

  • We have 3 packages that act as a template; however, it would not limit you to your requests and any additions will be charged accordingly.

    Payment can be made online through your personal PayPal Account or any Credit/Debit Cards through the PayPal website.

    Lasting Power of Attorney (LPA)

    A LPA is a legal document (Form 1 or 2), which allows a person, at least 21 years of age (Donor), to appoint one or more persons voluntarily (Donee(s)), to decide and act on his behalf as his proxy decision maker if he should lose mental capacity one day. A Donee(s) can be appointed to act in two broad areas: personal welfare and property and affairs matters. Please feel free to contact us.

  • LPA Form 1 is a generic form, which you fill with your details and simple checkboxes of what you want generally (Health, Financial, Housing, Education, etc.) taken care of and by whom

  • LPA Form 2 is a detailed form in which you state which aspect of your life (Health, Education, Housing, Financial, etc.), how it should be taken care of, the considerations, limitations, and even the standards. (Eg., You want your health to be taken care of at a certain hospital and your financial account to be distributed accordingly and be placed in a certain investment.)

  • Trust fund and services

    Trust is an estate-planning tool, whereby the settlor entrusts his/her assets to the trustee for the benefit of the beneficiaries. Please feel free to contact us

    Other matters

    Many of the points mentioned above do not apply to a Muslim. Under Section 115(1) of the Administration of Muslim Law Act, 1985, the beneficiaries must apply to the President of the Syariah Court for an Inheritance Certificate to establish the share of each beneficiary. Muslims can only dispose of or give away 1/3 of their estate to persons who are not already entitled under the Inheritance Certificate mentioned above. Therefore, for a clearer explanation, feel free to contact us.

    A divorce does not revoke the will. If you are divorced, and have not drafted your will, your ex-spouse is entitled to your estate.

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